Often, yes. If you accidentally damage the home through fire, smoke, water (like an overflowing tub or a washer hose that came loose), a sewer or drain backup, frozen pipes, or an appliance overflow, the RBP insurance can pay for the repair up to $100,000 with no deductible. Damage from a pet is covered up to $1,000 with a $250 deductible.
It does not pay for damage done on purpose or for normal wear and tear. Things that wear out or break on their own are the owner's repair, not yours.
If something happens, submit a maintenance request right away and take photos. Stop the damage if you safely can, like shutting off the water. We file the claim with Second Nature, and their adjuster decides what is covered. Here is everything the RBP insurance includes.